Set the Instant Pot to Sauté mode. Add coconut oil.
Once oil is hot, add garlic and onion. Cook until onions are softened.
Add chili powder, ground cumin and oregano. Stir until aromatic.
Add ground meat and cook until browned.
Add diced tomatoes, beans, mushrooms, zucchini and raw cacao powder. Stir until well combined.
Cover the pot. Set to Bean/Chili for 15 minutes.
Once it beeps, turn off the Instant Pot and let pressure release naturally.
When it has de-pressurized, carefully open the lid. Add bell pepper. Add salt to taste. Mix well.
If you want it spicy hot, add some chopped jalapeño pepper or chili pepper flakes.
Serve with some fermented salsa, guacamole and tortilla chips. Enjoy!
Notes
You may use red kidney beans, black beans or white beans for this recipe, your choice. Soak the beans overnight.
If you don't have time to soak the beans, you can try using dry beans, but you may have to adjust the cooking time to 20 or 25 minutes in Bean/Chili mode.